RupeeRedee - Personal Loan App

Looking for urgent personal loan? RupeeRedee will credit money in your account in 10 mins following simple application process.

NBFC Lending Partner: FincFriends Private Limited which is a registered NBFC with RBI.

Why RupeeRedee : Chota Loan Badi Khushi

⇒ Fast Loan Approval and Quick Disbursal: With 100% online process, get fast approval and quick loan disbursal.

⇒ Loan for All Purposes and Needs: Loans to fulfil all types of credit needs including covering emergency expenses, consolidating debt, travel, shopping, bill payments, school fees and much more. 

⇒ Flexible Interest Rates and Tenures: Flexi personal loans with interest rates from 12% to 36% p.a., depending on your credit score. Also, get flexible tenure options of 62 days to 6 months for repayment of the loan.

⇒Transparency and Security: We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent, safe and secure.

Our Loan Offerings:

👉 Flexi Personal Loan - We offer personal loans ranging from ₹2,000 to ₹25,000 with short repayment tenures of 3-4 months. Documentation required for this loan consists of just a PAN card and proof of address

👉 Personal Loan for Self-Employed & Salaried - Personal Loans for Self-Employed ranges between ₹2000 to ₹30000 with flexible repayment terms from 3 to 6 months. You need PAN card & proof of address to avail this loan

Top Features

✔Simple EMIs: Payback in 2-12 months at your convenience

✔100% Online: The application process is completely paperless

✔Complete Transparency: There are no hidden costs, all costs are mentioned on Application summary before processing of loan

FincFriends Private Limited

On Approval, get a direct bank transfer within minutes from our lending partner registered NBFC “Fincfriends Pvt Ltd”. FincFriends follow a dynamic risk-based pricing model with loan terms & rates described below

Personal Loan Charges (Example):

Loan Amount: From ₹2000 to ₹30000

Minimum Period of Payment (Minimum Tenure): 62 Days

Maximum Period of Payment (Maximum Tenure): 365 Days

Maximum Annual Percentage Rate (APR): 36% to 160%

Interest Rate: 2.5 % to 3% per month

Processing Fee: Starting 10% of Loan Amount (Inclusive of GST)

Service Charges: Starting 3% of Loan Amount (Inclusive of GST)

Representative Example of the total cost of loan is provided in example below:

Description All Amount are in INR

Loan Amount: ₹11000

Loan Tenure: 3 Months

Processing Fees (10% Inc GST) = ₹1100

Service Charges (3% per EMI% Inc GST)= ₹990

Interest (32%)= ₹ 583.6

Amount Disbursed: ₹9900

Repayment Schedule Below:

First Instalment: ₹4191

Second Instalment: ₹4191

Third Instalment: ₹4191

Total Repayment ₹12573

Eligibility:

Must be an Indian National with a Valid Pan Card and Aadhaar Card

Must be over the age of 18 years

Minimum Monthly Income should be ₹15000

Steps to avail a loan:

Install the RupeeRedee App

Register with your Mobile no

Enter basic information and verify your KYC by Aadhaar OTP or upload KYC documents

Verify Bank Account

Approved: Read & provide acceptance on the charges and Sign loan agreement

Loan disbursed

Documents Required:

1. Address Proof {acceptable documents - Aadhaar}

2. Selfie

3. PAN Card

4. Bank Account / Access to bank account details

Why Rupeeredee Needs the following Permissions:

Location - ACCESS_FINE_LOCATION

Explanation: To collect and monitor the location of your device and access the serviceability of your loan application. This also

helps in quicker credit risk decision and ensure KYC compliance as per guidelines of regulator

Camera & Media Access - CAMERA, READ_EXTERNAL_STORAGE, WRITE_EXTERNAL_STORAGE

Explanation: To capture KYC documents and selfie for liveness test and ensure KYC compliance as per guidelines of regulator

Queries:

Mail: [email protected]

Address:

Vatika Triangle, 7th Floor, Mehrauli Gurgaon Road, Block B, Sushant Lok Phase I, Gurgaon, Haryana - 122002